With complex insurance premium financing laws differing widely from state to state, research involving multiple states can be a slow, painstaking task. Not any more. The Multistate Guide to Insurance Premium Financing puts the laws and regulations for all 50 states, plus the District of Columbia, under one cover, making it easier than ever to find what you need and address your Insurance Premium Financing questions. Subscribe today to:
Features and Benefits
Access expert analysis and full-text law - In this concise one-volume
resource our experts have broken down the individual state laws and
regulations and put all the information in a practical state-by-state format.
The State Divisions section contains a CCH explanation of the statutory and regulatory specifics of each state's law with special attention paid to transactions covered, maximum charges, cancellation, rebate and licensing requirements and restrictions.
To complement these state-by-state explanations, we've included the full-text laws and regulations for more in-depth research. Linking the analysis and full-text resources are easy to use paragraph cites, which can take you straight to the pertinent laws and regulations at issue. Together these features make the Guide a comprehensive resource for this complex area of law.
Expedite your research with a host of time saving features - With the Multistate Guide to Insurance Premium Financing you'll receive a general Index organizing information by topic and state, as well as a listing of State Offices and a State Law Chart.
The State Offices listing provides a complete directory of administrative agencies and offices that regulate insurance premium financing in each state.
The State Law Chart is a quick reference tool that provides an "at a glance" comparison across all states for areas of frequent concern, including:
- Statute coverage
- Agent authority
- Cancellation requirements
- Finance and other charges
- Prepayments, refunds and NSF Fees
- Collection costs regulations
Stay on top of the latest developments - With your subscription you'll also receive any major updates in this area, so you'll be able to stay on top of all the latest legal and regulatory changes.
Table Of Contents
State Divisions(including the District of Columbia) State/Topic specific
- Explanation of the insurance premium financing regulatory scheme for each
state, with detailed explanations as to what types of transactions are
covered, maximum charges, cancellation requirements and restrictions, duties
of insurance companies, calculation of rebates, licensing requirements,
penalties and other topics of interest to the insurance premium financing
professional. The CCH explanation is followed by the full text of the state
laws affecting insurance premium financing, as well as any regulations that
may have been adopted by the state regulatory authority.
State Offices - Addresses and telephone numbers for the state administrative offices that regulate insurance premium financing in each state. In those states in which insurance premium financing is not specifically regulated, information is provided about the state office that administers the law that most affects insurance premium financing business operating in each state.
State Law Chart - Quick reference tool providing the practitioner with an "at-a-glance" overview of state law requirements that can be used either to check facts quickly or to make state-by-state comparisons. The Chart provides information on statute coverage, agent authority, finance and other permissible charges, cancellation requirements and refunds.