In the past, many states have attempted to cure problems and abuses that have appeared on a "one-at-a-time" basis, resulting in a multiplicity of consumer credit laws. In addition, the federal government has injected standards into broad areas of consumer credit previously regulated only by the states. The CCH Consumer Credit Guide publishes the information that you need to successfully navigate the complex area of state and federal consumer credit laws and regulations. Subscribe today to:
Benefits
Smart Charts - The Topics Smart Charts highlight the principal features of credit card charges and fees, gift cards, interest — usury, retail installment sales and home solicitation sales. Results include official citations and links to the full text of underlying laws, regulations and CCH explanations. Select the topics and jurisdictions of interest and Smart Charts will retrieve the information in a chart or matrix format. Recent changes will be highlighted in yellow. The Quick Reference Smart Charts provide quick access to laws governing predatory lending, payday lending, title loans and refund anticipation loans. The Legislative Developments Smart Charts track consumer credit laws enacted within a given year for all states.
Keep abreast of the ever-changing field of consumer credit - Eight print volumes or an Internet subscription provide all the information you need for successful consumer credit operations. The "New Developments" section furnishes the latest relevant case law, rulings and information. Electronic versions provide "New Developments" reported all the way back to 1969.
With your subscription to the Consumer Credit Guide, you will receive biweekly updates to keep you current with new laws and regulations and amendments to existing statutes and rules. Changes are also reflected in the explanations, so you can access the latest information either through the official laws and regulations or through CCH explanations. Cross-references allow you to easily go back and forth from official source materials to CCH explanations. In addition to the updates, you will receive a Report Letter to bring you up-to-speed on the latest developments.
Research quickly with our easy-to-use research tools
The Case Table and Current Case Table, Topical Index, Cumulative Index, Topical Index to New Developments and Rapid Finder Index point you in the direction to locate the information you need.
All State Charts help you to easily compare laws from state to state.
Finding Lists pinpoint the location of the state law sections and session laws cited in the Charts that do not appear elsewhere in the Guide.
Utilize model forms to comply with federal disclosure and notice requirements - Taken from the Federal Truth-in-Lending Regulations Z and M Appendices, these forms, sample contracts and statements act as examples you can use in your own business. We've included open-end and closed-end consumer credit contracts, consumer leasing contracts, billing rights statements and rescission forms for a variety of situations.
Table of Contents
Volume 1