In the past, many states have attempted to cure problems and abuses that have appeared on a "one-at-a-time" basis, resulting in a multiplicity of consumer credit laws. In addition, the federal government has injected standards into broad areas of consumer credit previously regulated only by the states. The Consumer Credit Guide publishes the information that you need to successfully navigate the complex area of state and federal consumer credit laws and regulations. Subscribe today to:
Features and Benefits
Smart Charts - The Topics Smart Charts highlight the principal features of credit card charges and fees, gift cards, interest — usury, retail installment sales and home solicitation sales. Results include official citations and links to the full text of underlying laws, regulations and explanations. Select the topics and jurisdictions of interest and Smart Charts will retrieve the information in a chart or matrix format. Recent changes will be highlighted in yellow. The Smart Charts also provide quick access to laws governing predatory lending, payday lending, title loans and refund anticipation loans. The Legislative Developments Smart Charts track consumer credit laws enacted within a given year for all states.
Gain a fuller understanding through comprehensive coverage - The Guide stitches together the patchwork of state and federal consumer credit laws and regulations. It sets out the requirements that sellers, lenders and the financial community and their advisers must meet to protect their interests. Official commentary and expert-written explanations throughout supply knowledgeable advice when you need it. The Guide also includes full-text law and regulations, charts, court decisions, Attorney General opinions and helpful state-by-state explanations.
Keep abreast of the ever-changing field of consumer credit - Eight print volumes or an Internet subscription provide all the information you need for successful consumer credit operations. The "New Developments" section furnishes the latest relevant case law, rulings and information. Electronic versions provide "New Developments" reported all the way back to 1969.
With your subscription to the Consumer Credit Guide, you will receive biweekly updates to keep you current with new laws and regulations and amendments to existing statutes and rules. Changes are also reflected in the explanations, so you can access the latest information either through the official laws and regulations or through explanations. Cross-references allow you to easily go back and forth from official source materials to explanations. In addition to the updates, you will receive a Report Letter to bring you up-to-speed on the latest developments.
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Table Of Contents